What if Your Investment Could Help Transform Nations, One Entrepreneur at a Time?
At Tricord Global, we equip entrepreneurs in some of the world’s toughest economies to break the cycle of poverty and build thriving businesses. Through providing practical business training and startup capital, we help them launch Christ-centered enterprises that create jobs, restore dignity, and spark generational change.
By giving a hand up, not a hand out, our partner investors restore dignity and hope. We invite you to explore and learn more about the work, the entrepreneurs, and the lives being transformed. We’re grateful you’re here.
What Tricord Global Does
How Does Tricord Global Use Microfinance?
Tricord Finds Partner Investors
1. Tricord raises partner investor capital
Tricord Loans to Banks & Bank Loans to Clients
2. Tricord loans capital to partner banks and financial institutions at 12% (this interest rate is the least expensive money available to them.) Then, the banks and financial institutions loan to their/our clients at variable rates.
Clients Undergo Training
3. Loan clients undergo business education and loan repayment training from local banks.
Clients Grow Their Business
4. Then, clients use their Tricord loan to grow their business or ministry.
Loans Are Paid Back & Clients Thrive
5.From their increased profits, clients are able to pay back their loan, operate and grow their business, and make personal income for themselves and family. They can also apply for additional loans if desired.
Tricord Pays Partner Investors
6. Tricord pays back partner investors 4-8%, depending on the terms of their note.
Tricord Global Success Stories
Becky Kigoza
She lost her leg in a motorbike accident and nobody would hire her. So, Becky Kigoza got a loan through Tricord and started a thriving events business.
Pastor David
In Uganda, it’s difficult for two demographics to access quality banking and capital: the poor and Christians. Loans for church land are hard, if not impossible, to find, and religious oppression is rampant. Pastor David received a loan through Tricord and was able to build a thriving ministry despite all odds. Watch his story and perspective on how Tricord Global is bridging the banking gap for poor Christians.
The Farm Uganda
The Farm Uganda was the vision of Manager and Charis Bible College graduate Samuel Ahumuza. With a hand up from Tricord Global and other benefactors, Farm Uganda employs 12 full-time staff and 50 seasonal employees while enhancing food security and organic production 4-5x the normal rate. Visit Farm Uganda’s story here.
Frequently Asked Questions About Tricord
How long are the note terms?
Note terms are five, seven, and ten years.
What are the current microfinance rates with Tricord Global?
Please contact us for current rates.
What is the minimum investment commitment?
Can people who live outside of the U.S. participate in Tricord?
Yes! Contact us for more details.
Are there any states that cannot participate in Tricord?
Yes: Connecticut, Vermont, Pennsylvania, California, New York, Tennessee, Virginia, Nebraska, Mississippi, and Florida. The governments in these states have certain regulations and legal requirements that don’t support our system.
Can a church and/or business participate?
Yes, a church or business can become a partner investor.
If I participate with Tricord Global by rolling over into an IRA will I have any tax consequences?
If done properly, there will be no tax consequences with a rollover. We encourage you to visit with your CPA.
Will Tricord Global assist me with my IRA accounts and process?
Yes, Tricord takes care of the entire process.
I inherited an IRA, will I be able to participate into Tricord?
Yes, you can use an inherited IRA.
After starting with Tricord Global, is it possible to add money?
Yes, it is possible to add money; however, you will renew at the same terms as the original participation and the timeline will start over for the original term chosen.
A Letter From the Epperharts
The idea to start Tricord Global first came to me in a bookstore in the Denver airport. The book “A Billion Bootstraps” caught my eye, and it was all about how microfinance was making a huge difference in Rwandans’ lives. As I read it, something transformational happened. The Holy Spirit told me, “You are meant to make a difference in this arena.” That was the beginning of an incredible journey.
Today, Tricord has served more than 9,000 entrepreneurs and facilitated over $5.6 million in loans through our banking partner, Glotrans, in the last three years. The real impact goes far beyond numbers. Each loan represents a family stepping out of dependency into dignity. Tricord exists to help end spiritual and material poverty in frontier markets by empowering Christ-centered entrepreneurs to thrive. As they prosper, they create jobs, strengthen communities, and make disciples.
We invite you to put your transactional money to work for transformational impact. As a partner investor, you can help fuel redemptive businesses around the world while earning a 4–8% return. We are deeply grateful for your partnership and belief in this vision.
Blessings,
Billy and Becky Epperhart
Do You Want to Learn More About Becoming a Tricord Global partner?
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